Close to You

To find the location of the nearest registered, not-for-profit OACCS Credit Counselling agency that meets rigorous accreditation standards, select the location nearest you using the drop down menu.

You can also click the OACCS Central Referral Service tab to find a toll free number that you can call to obtain the location of the agency nearest to you.

OACCS Member Agencies

Location by City
Select The Nearest City Barrie Belleville Brantford Brockville Cambridge Caledonia Chatham Clinton Cornwall Dunnville Goderich Grimsby Guelph / Wellington Haldimand & Norfolk Hamilton Kingston Kitchener London Mississauga / Brampton Niagara North Bay North Dumfries Oakville Oshawa Ottawa Owen Sound Peel Region Peterborough Sarnia Sault Ste. Marie Simcoe St. Catharines Stratford Sudbury Thunder Bay Timmins Toronto Townsend Welland Whitby Windsor Telephone Counselling OACCS

Credit Counselling Service of Simcoe County
Email: estelle@ccsbarrie.net
Website: www.ccsbarrie.net

Barrie - send email
P.0. Box 922, 4 Cedar Pointe Dr., Unit F
Barrie, ON L4M 4Y6
Phone: (705) 726-2705
Fax: 726-6830

Quinte Region Credit Counselling Service
Email: qrccs@k3c.org
Website: www.cantpayyourbills.org

Belleville - send email
237B Coleman Street
Belleville, ON, K8P 3H8
Phone: (613) 966-3556
Fax: 966-6092
Branch of K3C Community Counselling Centres

Family Counselling Centre of Brant Inc.
Email: office@familycounsellingcentrebrant.com
Website: www.familycounsellingcentrebrant.com

Brantford - send email
54 Brant Ave.,
Brantford, ON, N3T 3G8
Phone: (519) 753-4173
Fax: 753-9287

1000 Islands Credit Counselling Service
Email: info@eecentre.com
Website: www.eecentre.com

Brockville - send email
105 Strowger Blvd., Box 191
Brockville, ON, K6V 5V2
Phone: (613) 498-2111
Fax: 498-2116

Brockville Credit Counselling
Email: bcc@k3c.org
Website: www.k3c.org

Brockville - send email
Branch of K3C Community Counselling Centres
438 Laurier Boulevard
Brockville, ON, K6V 6C5
Phone: 1-800-379-5556
Fax: 544-8138

Family Service Kent
Email: rshepherd@famskent.ca
Website: www.famskent.ca

Chatham - send email
Box 880, 770 Richmond St.
Chatham, ON N7M 5L3
Phone: (519) 354-6221
Fax: 354-5152

Family Services Perth-Huron
Email: fsph@orc.ca
Website: www.debtontario.com

Clinton - send email
Goderich - send email
Owen Sound Office - 1-800-268-0903
142 Waterloo Street South
Stratford, ON N5A 4B4
Phone: (519) 273-1020
Fax: 273-6993

Family Counselling Centre of Cornwall & United Counties
Credit Counselling Cornwall
Email: info@creditcounsellingeasternontario.ca
Website: www.creditcounsellingeasternontario.ca/

Cornwall - send email
26 Montreal Road
Cornwall, ON K6H 1B1
Phone: (613) 932-1266
Fax: 932-5765

Family Counselling and Support Services (Guelph/Wellington)
Email: info@familyserviceguelph.on.ca
Website: www.familyserviceguelph.on.ca/

Guelph/Wellington - send email
109 Surrey St. East
Guelph, ON N1H 3P7
Phone: (519) 824-2431
Fax: 824-3598

Catholic Family Services of Hamilton
Email: cfs@cfshw.com
Website: www.cfshw.com

Hamilton - send email
447 Main St. East, Unit 201
Hamilton, ON L8N 1K1
Phone: (905) 527-3823
Fax: 546-5779

Credit Counselling Service in the Haldimand and Norfolk Areas
Simcoe Catholic Family Services of Hamilton - send email 50 Peel St. Phone: 1-800-265-8087 ext. 372	Caledonia Catholic Family Services of Hamilton - send email 38 Orkney St. Phone: 1-800-265-8087 ext. 372
Cambridge and North Dumfries Family Counselling Centre of Cambridge and North Dumfries- send email 18 Walnut St. Phone: 519-621-5090 ext. 260	Dunnville Catholic Family Services of Hamilton - send email 140 Broad St. Phone: 1-800-265-8087 ext. 372
Townsend Catholic Family Services of Hamilton - send email 101 Nanticoke Creek Pkwy Phone: 1-800-265-8087 ext. 372

K3C Community Counselling Centres
Toll Free: 1-800-379-5556
Email: kccc@k3c.org
Website: www.cantpayyourbills.org

Kingston - send email
417 Bagot St.
Kingston, ON K7K 3C1
Phone: (613) 549-7850
Fax: 544-8138

K3C Community Counselling Centres - Locations
Quinte Region Credit Counselling Service Email: grccs@k3c.org 237B Coleman Street Belleville, ON, K8P 3H8 Phone: (613) 966-3556 Fax: 966-6092	Brockville Credit Counselling Email: bcc@k3c.org 438 Laurier Boulevard Brockville, ON, K6V 6C5 Phone: 1-800-379-5556 Fax: 544-8138
Credit Couns. Services of Eastern Ontario Email: ccseo@k3c.org 209-1300 Carling Avenue Ottawa, ON, K1Z 7L2 Phone: (613) 728-2041 Fax: 722-5609	Ottawa East Email: ccseo@k3c.org 311 McArthur Street Ottawa, ON, K1L 8M3 Phone: (613) 745-2077 Phone: (613) 745-4667 Fax: 745-2047
Oshawa/Whitby Email: k3cw@k3c.org 105 Consumers Drive Whitby, ON, L1N 1C4 Phone: (905) 665-6204 Toll Free: 1-800-379-5556 Fax: 430-8207

Catholic Family Counselling Centre (Region of Waterloo)
Email: info@cfcchelps.ca
Website: www.cfcchelps.ca

Kitchener - send email
400 Queen Street South
Kitchener, ON, N2G 1W7
Phone: (519) 743-6333
Fax: 743-3496

Family Service Thames Valley
Email: info@creditcounsellingthamesvalley.ca
Website: www.familyservicethamesvalley.ca

London - send email
125 Woodward Avenue
London, ON, N6H 2H1
Phone: (519) 433-0159
Fax: 433-4559

Community Counselling Centre of Nipissing
Email: amcquarrie@cccnip.com
Website: www.cccnip.com

North Bay - send email
361 Rue McIntyre St. East/Est
North Bay, ON P1B 1C9
Phone: (705) 472-6515
Fax: 472-4582

Halton Peel Consumer Credit Couns. Service
Email: info@haltonfamilyservices.org
Website: www.haltonfamilyservices.org/

Oakville - send email
Box 69523, 235 Lakeshore Rd. E.
Oakville, ON, L6J 7R4
Phone: (905) 845-3811
Fax: 842-1462

Peel Region / Mississauga - send email
33 City Centre Drive, Suite 578
Mississauga, Ontario L5B 2N5
Phone: (905) 845-3811

Peel Region - see also Credit Canada

Credit Counselling Service of Durham Region
Email: ccs@ccsdurhamregion.com
Website: www.ccsdurhamregion.com

Oshawa - send email
Box 26046, 172 King St. E., Rm. 106
Oshawa, ON, L1H 8R4
Phone: (905) 579-1951
Fax: 579-1967

K3C Credit Counselling Oshawa/Whitby
Branch of K3C Community Counselling Centres
Email: k3cw@k3c.org
Website: www.cantpayyourbills.org

Whitby - send email
105 Consumers Drive
Whitby, ON, L1N 1C4
Phone: (905) 665-6204
Toll Free: 1-800-379-5556
Fax: 430-8207

Credit Counselling Services of Eastern Ontario
Branch of K3C Community Counselling Centres
Email: ccseo@k3c.org
Website: www.cantpayyourbills.org

Ottawa - send email
209-1300 Carling Avenue
Ottawa, ON, K1Z 7L2
Phone: (613) 728-2041
Fax: 722-5609

Ottawa East
Email: ccseo@k3c.org
311 McArthur Street
Ottawa, ON, K1L 8M3
Phone: (613) 745-2077
Phone: (613) 745-4667
Fax: 745-2047

Community Counselling & Resource Centre
Credit Counselling Services of Peterborough
Toll Free: 1-800-274-1611
Email: ccspeterborough@trytel.net
Website: www.ccrc-ptbo.com/credit_counselling.html

Peterborough - send email
351 Charlotte Street, Suite 203
Peterborough, Ontario, K9J 2W1
Phone: (705) 742-1351
Fax: (705) 742-2895
Toll Free: 1-800-274-1611

Admin Office
Email: ccrc@ccrc-ptbo.com

459 Reid St. K9H 4G7
Phone: (705) 742-4258
Fax: (705) 741-1734

Credit Counselling Services of Sault Ste. Marie and District
Email: info@creditcounsellingssm.ca
Website: www.creditcounsellingssm.ca

Sault Ste. Marie - send email
298 Queen St E.
Sault Ste Marie, Ontario P6A 1Y7
Phone: (705) 254-1424
Fax: (705) 254-2541
Toll Free: 1-866-654-1424

Credit Counselling of Regional Niagara
Toll Free: 1-800-663-3973
Email: info@ccrn.ca
Website: www.ccrn.ca

St. Catherines - send email
264 Welland Avenue,
St. Catharines, ON L2R 2P8
Phone: (905) 684-9401
Fax: 687-9904

Credit Counselling of Regional Niagara
53 East Main St. Welland, ON, L3B 3W4	4129 Stanley Ave., Unit 2 Niagara Falls, ON, L2E 7H3
39 Main St. East, Grimsby, ON, L3M 1R3

Family Services Perth-Huron
Email: fsph@orc.ca
Website: www.debtontario.com

Stratford - send email
142 Waterloo Street South
Stratford, ON N5A 4B4
Phone: (519) 273-1020
Fax: 273-6993

Clinton - send email
Godrerich - send email
Owen Sound Office - 1-800-268-0903

Sudbury Community Service Centre
Email: scsc@vianet.on.ca
Website: www.sudburycommunityservicecentre.ca

Sudbury - send email
1166 Roy Avenue,
Sudbury, ON P3A 3M6
Phone: (705) 560-0430
Fax: 560-0440

Thunder Bay Counselling Centre
Email: community@tbaycounselling.com
Website: http://www.tbaycounselling.com

Thunder Bay - send email
544 Winnipeg Ave.
Thunder Bay, ON P7B 3S7
Phone: (807) 684-1880
Fax: 344-3782

Credit Counselling Services of Cochrane District
Email: ccsmitch@ntl.sympatico.ca

Timmins - send email
85 Pine St. South, Suite 7
Timmins, ON P4N 2K1
Phone: (705) 267-5817
Fax: 264-9767

Credit Canada
Toll Free: 1-800-267-2272
Email: info@creditcanada.com
Website: www.creditcanada.com

Toronto, Head Office - send email
45 Sheppard Avenue East - Suite 810
Toronto, Ontario M2N 5W9
Phone: (416) 228-3328
Fax: (416) 228-1164
Toll Free: 1-800-267-2272

Greater Toronto Area Locations
North York 45 Sheppard Avenue East - Suite 810 Toronto, Ontario M2N 5W9	Bloor West 2 Jane Street - Suite 500 Toronto, Ontario M6S 4W3
Markham 4261 Highway 7, Suite 203 Unionville, Ontario L3R 1L5	Weston 1920 Weston Road - Suite 231 Weston, Ontario M9N 1W4
Richmond Hill 10610 Bayview Avenue, Unit 18 Toronto, Ontario L4C 3N8	Etobicoke 208 Evans Avenue - Suite 105 Etobicoke, Ontario M8Z 1J7
Scarborough 55 Town Centre Court, Suite 634 Scarborough, Ontario M1P 4X4	Toronto 27 Carlton Street - Suite 301 Toronto, Ontario M5B 1L2
Mississauga / Peel Region 33 City Centre Drive, Suite 578 Mississauga, Ontario L5B 2N5	Danforth 658 Danforth Avenue - Suite 303 Toronto, Ontario M4J 5B9
Credit Education Center 45 Sheppard Avenue East - Suite 810 Toronto, Ontario M2N 5W9

Associate Member of Ontario Association of Credit Counselling Services
Consolidated Credit Counselling Services of Canada, Inc.
Toll Free: 1-800-656-3920
Email: counsellor@consolidatedcredit.ca
Website: www.consolidatedcredit.ca

Toronto - send email
716 Gordon Baker Road, Suite 210
Toronto, ON, M2H 3B4
Toll Free: 1-800-656-3920
Fax: (416) 915-5200

Credit Counselling Services of Southwestern Ontario
Toll Free: 1-800-777-9218
Email: info@ccswindsor.com
Website: www.ccswindsor.com

Windsor - send email
420 Devonshire Road
Windsor, Ontario N8Y 4T6
Phone: (519) 258-2030
Fax: (519) 258-9243
Area Served: Windsor, Essex, Leamington and Amherstburg.
Appointments are scheduled through the Windsor office.

Sarnia-Lambton Office -
Email: ccsswo@mnsi.net

Sarnia - send email
1433 London Road Unit 302
Sarnia, ON N7S 1P6
Phone: (519) 542-1130
Fax: 542-0935

Telephone - Province-Wide Telephone Counselling
c/o Thunder Bay Counselling Centre

Phone: 1 888 204 2221
Fax: (807) 344-378