The Ontario Association of Credit Counselling Services (OACCS) is a registered charity that represents a membership network of professional, not-for-profit Credit Counselling Agencies. OACCS was established in 1970.

What Member Agencies Do

OACCS member agencies offer clients confidential services which focus on the fundamentals of money management, budgeting, credit use and they also offer realistic solutions to problems handling money and debts. Through working closely with clients, our member agencies provide valuable help to thousands of individuals, couples and families. Every client relationship is treated confidentially and with professionalism, understanding and respect.

Place your mouse over the spheres located on the map above to view the OACCS Member Agency in your area.

OACCS is the only Credit Counselling Association in Canada that has its own status and recognition through legislation; Bill Pr82 - An Act respecting the Ontario Association of Not-for-Profit Credit Counselling Services. True to our legislation, OACCS places a strong emphasis and focus on establishing, promoting and regulating uniform standards of knowledge, skills and ethics for persons engaged in the practice of not-for-profit Credit Counselling. This includes training opportunities and continuing education.

OACCS is the only organization in Canada to offer the exclusive professional designation of Accredited Financial Counsellor Canada which recognizes the unique skills, knowledge and integrity of highly trained Credit Counsellors in the areas of personal finance, consumer credit, money management and counselling skills.